<?xml version="1.0" encoding="UTF-8"?>
<!--
  AUTO-GENERATED by scripts/generate-sitemap.mjs — DO NOT HAND-EDIT.
  Static routes: edit STATIC_ROUTES in the generator.
  Article routes: edit src/data/articleContent.ts (slugs read automatically).
  Regenerated on every build via the prebuild hook.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Static routes -->
  <url>
    <loc>https://trysnowball.co.uk/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/calculator/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/calculators/debt-avalanche/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/calculators/credit-card-payoff-uk/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/calculators/debt-free-date/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/spreadsheet-vs-app/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/switch-from-undebt-it/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/resources/debt-thermometer/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/guides/pay-off-10k-debt/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/integrations/ynab/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/pricing/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/partners/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/demo/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/changelog/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/about/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Library articles (from src/data/articleContent.ts) -->
  <url>
    <loc>https://trysnowball.co.uk/library/snowball-vs-avalanche/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/psychology-of-debt/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/balance-transfers/</loc>
    <lastmod>2026-03-10</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/essential-tools/</loc>
    <lastmod>2026-06-01</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/real-debt-free-stories/</loc>
    <lastmod>2024-11-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/open-banking/</loc>
    <lastmod>2025-12-01</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/how-trysnowball-works/</loc>
    <lastmod>2025-12-08</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/debt-snowball-method-uk/</loc>
    <lastmod>2026-02-24</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/credit-card-apr-explained/</loc>
    <lastmod>2026-02-24</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/debt-consolidation-calculator/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/emergency-fund-or-pay-off-debt/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/track-multiple-debts/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/pay-off-10k-on-25k-salary/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/debt-snowball-spreadsheet/</loc>
    <lastmod>2025-12-18</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/january-debt-reset/</loc>
    <lastmod>2025-12-26</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/user-guide/</loc>
    <lastmod>2026-01-16</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/buy-now-pay-later-debt-uk/</loc>
    <lastmod>2026-02-24</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/payday-debt-checklist/</loc>
    <lastmod>2026-04-19</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/uk-debt-statistics/</loc>
    <lastmod>2026-04-19</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/spend-review-snoop/</loc>
    <lastmod>2026-06-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/bank-pots-debt-payments/</loc>
    <lastmod>2026-04-22</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/one-million/</loc>
    <lastmod>2026-05-03</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/small-changes-debt-payoff-uk/</loc>
    <lastmod>2026-05-25</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/extra-payment-on-debt-uk/</loc>
    <lastmod>2026-05-13</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/cashback-apps-uk/</loc>
    <lastmod>2026-05-22</lastmod>
  </url>
  <url>
    <loc>https://trysnowball.co.uk/library/daily-interest/</loc>
    <lastmod>2026-06-01</lastmod>
  </url>
</urlset>
